The psychology behind phishing

By Bruna Santos • March 10, 2025

In traditional cybersecurity, the emphasis is often on technical defenses against attacks. However, understanding the psychological aspects of phishing is equally important to understand the exploitation of human vulnerability. 

Phishing relies on human vulnerabilities, making it essential for individuals and organizations to recognize the psychological tactics used by attackers to better anticipate and mitigate threats.

Phishers expertly exploit human emotions like fear, curiosity, and urgency to manipulate their victims. This tactic plays on the innate psychological responses that can override rational thought. For instance, a phishing email might create a sense of urgency by falsely alerting the recipient that their account will be closed if immediate action isn't taken. This urgency can cloud judgment, prompting the recipient to act quickly rather than cautiously.

Common Psychology exploitation methods

Phishing preys on emotions, trust, and cognitive biases to deceive victims. Here are the most common methods hackers use:

  • Fear and Urgency – "Do It Now, or Miss Your Chance!"
    Attackers create panic, forcing victims to act before thinking. During COVID-19, scammers posed as the IRS, tricking people into providing banking information for stimulus checks.
  • Authority and Trust – "Your CEO Needs You to Do This Now!"
    Imposter attacks disguise themselves as bosses, governments, or banking authorities, leveraging trust in authority figures.
    Example: In 2016, Google and Facebook lost $100 million when scammers impersonating a supplier sent fraudulent invoices.
  • Social Proof – "If My Friend Sent This, It Must Be Safe!"
    Hackers hijack email conversations or send spoofed messages that appear to be from a trusted contact.
    Example: In 2016, a fake Google security alert led to the Democratic National Committee (DNC) email breach.
  • Curiosity – “Click Here to See Who Viewed Your Profile!”
    Attackers exploit curiosity, tempting users to click malicious links.
    Example: In 2023, LinkedIn users received fake job offers leading to credential theft.
  • Rewards – "You Won a Free iPhone!"
    Fake giveaways, refunds, and loyalty programs are used to steal financial details.
    Example: A fake Amazon Prime promotion tricked users into entering their credit card information.

In summary, our Cognitive Biases  make us vulnerable

 

People often fall for phishing scams because of built-in thinking patterns, known as cognitive biases, that affect judgment. One such bias is overconfidence, where individuals believe they are too smart to be tricked, making them less cautious and more likely to fall for scams.

Another bias is confirmation bias, where people tend to trust information that fits their expectations. If an email looks like something their bank or employer would send, they may ignore warning signs that it's fake.

Phishers also use psychological tricks like social proof, which makes people follow others' actions. For example, an email claiming that "everyone else has already complied" can make a fake request seem more legitimate.

Urgency is another tactic. Scammers create a sense of immediate action, making victims act quickly without careful thought. Threats like account suspension or legal trouble make people more likely to respond impulsively.

By understanding these tactics, individuals can be more cautious and less likely to fall for phishing scams.

The situation and timing of a phishing attack can affect how likely someone is to fall for it. Stressful situations can cloud judgment, making people more likely to react without thinking critically.

Similarly, mental fatigue, such as at the end of the workday, can lower alertness. Attackers take advantage of these moments, knowing that tired individuals are less likely to scrutinize suspicious messages.

How to Protect Yourself from Phishing

 

  • Pay attention: Phishers rely on urgency. Take a moment to verify before reacting.

  • Check Links & Email Addresses: Hover over links and scrutinize sender emails before clicking.

  • Enable Multi-Factor Authentication (MFA): Even if hackers steal your password, MFA prevents unauthorized access.

  • Never Click on Unsolicited Attachments: Even PDFs and Google Docs can contain phishing traps.

  • Use tools that harden your email infrastructure: A system hardening tool such as Mailspike.io can ensure your systems are following best practices. Proper Email Security and Email Exchange software are also paramount to protect against phishing attempts.

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